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Car accidents in New York are unfortunately common, and understanding your rights is essential for anyone on the road. From the causes of collisions to the intricacies of the state’s no-fault insurance system, being informed can make a significant difference in the aftermath of an accident. Knowing when to consider legal action and the benefits of having a personal injury attorney by your side can further empower individuals facing such challenging situations. The experienced car accident injury lawyers at Civardi & Obiol are here to help victims throughout Hempstead and Nassau County.

Common Causes of Car Accidents in Hempstead

Car accidents can arise from a myriad of circumstances. Some causes are due to external factors, while others are the result of human error or negligence. Understanding these common causes can be crucial in both preventing accidents and understanding liability:

  • Distracted Driving: One of the leading causes of car accidents today, distracted driving encompasses any activity that diverts attention from driving. This can include texting, adjusting the radio, eating, or even talking to passengers. With the increasing use of smartphones, the rate of accidents caused by distractions has surged, making it imperative for drivers to stay focused on the road.
  • Speeding: Driving over the speed limit or too fast for road conditions can drastically reduce a driver’s reaction time. Speeding also increases the severity of an accident’s impact. Faster speeds can make it more challenging to steer safely around objects or other vehicles, leading to more frequent and severe collisions.
  • Drunk Driving: Alcohol impairs judgment, coordination, and reaction times. Driving under the influence remains a significant concern despite stringent laws and awareness campaigns. A drunk driver not only endangers themselves but also puts other road users at significant risk.
  • Weather Conditions: Adverse weather, like rain, snow, fog, or icy roads, can make driving treacherous. Reduced visibility or slippery surfaces can make it harder for drivers to see obstacles or stop in time, leading to accidents. It’s essential for drivers to adjust their driving habits according to the weather conditions.

Steps to Take After a Car Accident in Hempstead

When involved in a car accident, victims in Hempstead need to understand the crucial steps to follow to ensure safety and protect their rights:

  • Check for Injuries: Immediately assess if you or any passengers have sustained injuries. Prioritize medical attention if necessary.
  • Move to a Safe Location: If possible, shift your vehicle to a safe spot, like the roadside, to avoid obstructing traffic or risking further accidents.
  • Call 911: Even if the accident appears minor, it’s essential to report it. Police can document the scene and provide a report, which can be crucial later on.
  • Exchange Information: Collect details from all involved parties. This includes names, contact information, driver’s license numbers, and insurance information.
  • Document the Scene: Take photographs of the accident site, vehicle damages, license plates, and any injuries. These can serve as evidence if a dispute arises.
  • Seek Medical Attention: Sometimes, injuries are not immediately evident. Consulting a healthcare professional ensures that any hidden injuries are detected and treated promptly.
  • Notify Your Insurance Company: Inform your insurer about the accident as soon as possible to initiate the claim process.
  • Contact a Personal Injury Attorney: If there are injuries or significant property damage, consulting an attorney can help protect your rights and guide you through the compensation process.

New York’s No-Fault Insurance System Explained

New York’s no-fault insurance system is designed to ensure that individuals involved in a car accident receive compensation for their injuries, regardless of who was at fault for the collision. Under this system, each driver’s own insurance is responsible for covering medical expenses and lost earnings up to a certain limit. While this approach speeds up the compensation process and reduces the number of lawsuits, there are specific thresholds for severe injuries or death beyond which an individual can step outside the no-fault system and pursue a lawsuit against the at-fault driver.

When to Consider Legal Action After a Car Accident

Considering legal action after a car accident becomes essential when the damages or injuries surpass the coverage limits of New York’s no-fault insurance system. If an individual sustains severe or permanent injuries, or if there’s a significant dispute regarding who was at fault, legal representation can help navigate the complexities of the case. Furthermore, when medical bills, lost wages, or property damages exceed insurance payouts, a lawsuit might be the best avenue to ensure fair compensation and protection of one’s rights.

Benefits of Hiring a Personal Injury Attorney

Hiring a personal injury attorney offers invaluable knowledge and advocacy for individuals facing the aftermath of a car accident. These professionals bring a deep understanding of the legal system, ensuring that their clients receive the compensation they rightly deserve. They skillfully negotiate with insurance companies, preventing injury victims from being short-changed or overwhelmed. Moreover, having an attorney alleviates the burden of navigating complex legal processes, allowing the injured party to focus on recovery and healing.

Get Help If You Are Involved in a Car Accident

Facing the repercussions of a car accident can be daunting, but you don’t have to go through it alone. At Civardi & Obiol, our dedicated team, located in the town of Hempstead, is committed to guiding you every step of the way, ensuring your rights are protected and you receive the compensation you deserve. With our knowledge, compassion, and determination, we’ll be by your side, advocating for your best interests. Don’t hesitate to reach out to our attorneys in Hempstead today and let us help you navigate this challenging time.

Civardi & Obiol serves clients for matters relating to car accidents in the following regions: Nassau County & Suffolk County.